M-Pesa Daraja Integration
iOS & Android
React Native & Flutter
USSD & SMS (Africa's Talking)
Kenya Data Protection Act
About Our Mobile Practice

Mobile App Development Company
Built for Kenya

Algosoft Technologies is a leading mobile app development company in Kenya — building iOS and Android apps for Kenyan startups, SMEs, enterprises, and government agencies. Our mobile practice is engineered around the Kenyan market reality: M-Pesa as the primary payment rail, Africa's Talking for USSD and SMS, Safaricom and Airtel networks for push notifications, and mixed connectivity conditions across Nairobi, secondary cities, and rural areas.

We build in React Native and Flutter for cross-platform efficiency (one codebase, both stores), or native Swift/Kotlin where performance or device-specific features demand it. Every app we deliver goes through rigorous Kenya-specific QA — testing on Safaricom and Airtel SIMs, M-Pesa Daraja sandbox and production validation, and device testing on the Android handset mix most common in Kenya's market.

  • M-Pesa Daraja STK Push & Paybill — Full M-Pesa payment integration via Safaricom Daraja API — STK Push for smartphone users, Paybill for manual payment, C2B collection, B2C disbursements, and automatic payment reconciliation.
  • React Native & Flutter Cross-Platform — Single codebase targeting both iOS App Store and Google Play Store, with native performance via React Native or Flutter — delivering 60-80% development cost savings vs. separate native apps.
  • USSD & SMS for Feature Phone Users — USSD menu integration via Africa's Talking gateway for users without smartphones, plus two-way SMS for OTPs, transaction alerts, and service notifications via Safaricom, Airtel, and Telkom Kenya.
150+Apps Delivered
10+Years Experience
4.9★Client Rating
M-PesaCertified Integration
React Native Flutter Swift Kotlin M-Pesa Daraja Africa's Talking Firebase AWS
4.9★Client Rating
150+Apps Delivered
10+ YrsExperience
★★★★★Clutch · 4.9 / 5
App Categories

Mobile Apps We Build
for Kenya & East Africa

From fintech and agritech to e-commerce, on-demand, and healthtech — Algosoft delivers mobile apps across every major category relevant to the Kenyan and East African market.

01 — Fintech & Payments

Mobile Money & Wallet Apps

Peer-to-peer transfer apps, digital wallets, savings groups (chamas), and micro-lending platforms with M-Pesa Daraja, Airtel Money, and Equity EazzyAPI integration — built for Safaricom and Airtel Kenya networks.

SACCO & Microfinance Apps

Member registration, loan application and repayment, savings account management, dividends, meeting management, and M-Pesa reconciliation for Kenyan SACCOs — integrated with SACCOLink for interbank transfers.

Insurance & Claims Apps

Microinsurance enrolment via M-Pesa, claims filing with photo evidence, policy management, and integration with IRA-regulated Kenyan insurers — covering health, agricultural, motor, and life insurance verticals.

02 — Commerce & On-Demand

E-commerce & Marketplace Apps

Multi-vendor marketplaces, single-brand e-commerce apps, and B2B trade platforms with M-Pesa checkout, Jumia-style product catalogues, delivery tracking, and rider dispatch integrations for Nairobi and upcountry delivery.

Ride-Hailing & Logistics Apps

Uber-style ride-hailing and boda boda dispatch apps, last-mile delivery tracker apps, and fleet management solutions — with Google Maps Kenya integration, M-Pesa payment, and Africa's Talking SMS dispatch for drivers.

Agritech & Farm Management Apps

Farmer registration, crop monitoring, market price feeds, input supply ordering, produce aggregation, and M-Pesa payments for agri-input and farm-gate produce — covering Kenyan smallholder farming value chains.

03 — Health, Education & Enterprise

Telemedicine & Health Apps

Teleconsultation apps, hospital appointment booking, prescription management, NHIF claims integration, lab result delivery, and community health worker data collection apps for Kenyan private and public health providers.

E-learning & EdTech Apps

Mobile learning apps for Kenyan schools and corporates — video lessons, quizzes, CBC-aligned content, teacher-student messaging, fee payment via M-Pesa, and parent dashboards for tracking student progress.

Field Force & Enterprise Apps

Field agent apps for sales reps, route-to-market tracking, order capture, inventory counting, survey and data collection, and geo-tagged check-ins — with offline capability for areas with limited connectivity in Kenya.

Investment Guide

Mobile App Development Cost
in Kenya

Indicative investment ranges for mobile app development in Kenya — from a lean MVP to a fully-featured enterprise mobile product.

TIER 01

MVP App

$8,000+

2–4 months
Core feature set only Android (cross-platform) M-Pesa STK Push payment SMS OTP via Africa's Talking Firebase push notifications Basic admin dashboard

TIER 02

Mid-Range App

$20,000+

4–7 months
iOS + Android M-Pesa + Airtel Money + card Real-time features (sockets) Google Maps integration In-app chat / notifications CMS / admin panel

TIER 03

Advanced Platform App

$50,000+

7–12 months
iOS + Android + Web PWA Full payment stack (all channels) AI / ML features Complex marketplace or two-sided Offline capability Analytics & reporting suite

TIER 04

Enterprise Mobile Product

$100,000+

10–18 months
iOS + Android + web + USSD Multi-country / multi-currency Enterprise SSO & MDM Regulatory compliance (CBK, IRA) Dedicated DevOps team 24/7 SLA managed support

Note: All app projects start with a free scoping session. Contact Algosoft to receive a detailed cost and timeline estimate for your specific app idea — delivered within 48 hours.

Cost Drivers

7 Factors That Shape Mobile App
Development Cost in Kenya

01

Platform — iOS, Android, or Both

Android-only cross-platform (React Native or Flutter) is the most cost-efficient starting point for Kenya given Android's 85%+ market share. Adding native iOS or building fully separate native apps (Swift + Kotlin) substantially increases scope and cost.

02

Payment Integration Complexity

M-Pesa STK Push is the baseline. Adding Airtel Money, card payments via DPO/Pesapal, B2C disbursements, SACCOLink, or KRA eTIMS invoice reconciliation each add integration scope, compliance testing, and recurring API costs.

03

Real-Time & Offline Features

Real-time chat, live location tracking, live order status, and offline-capable data sync (critical for rural Kenya connectivity) require WebSocket infrastructure, background sync logic, and conflict resolution — all adding engineering complexity.

04

Third-Party Integrations

Each integration — Google Maps, NHIF, NTSA, KRA, Huduma Namba, Africa's Talking USSD, Safaricom Bonga, Equity EazzyAPI, or county-level systems — adds 1–3 weeks of integration, testing, and documentation scope.

05

Feature Complexity

Simple list/detail apps are fast and cheap. Apps with AI recommendations, video streaming, augmented reality, complex map features, multi-party transactions, or two-sided marketplace matching require significantly more engineering effort.

06

Design Sophistication

A basic UI using a standard component library is faster than a fully bespoke UI with custom animations, micro-interactions, branded illustrations, and dark mode. Accessibility compliance to WCAG 2.1 AA also adds QA scope.

07

Backend API & Admin Panel

Most apps need a backend API and admin dashboard — adding 30–50% to the frontend-only cost. The complexity of the admin panel (simple CRUD vs. analytics dashboards, multi-role access, bulk operations) is a major variable in overall project cost.

Technology Stack

Mobile App Tech Stack
We Use in Kenya

Cross-Platform

React NativeFlutterExpo

Native iOS

SwiftSwiftUIXcode

Native Android

KotlinJetpack ComposeAndroid Studio

Backend API

Node.jsPython / DjangoFirebaseAWS Lambda

Payments (Kenya)

M-Pesa DarajaAirtel MoneyEquity EazzyAPIDPO / Pesapal

Communications

Africa's Talking (USSD/SMS)Firebase FCMTwilio

Database

PostgreSQLFirebase FirestoreMongoDBRedis

Cloud & CI/CD

AWSGoogle CloudGitHub ActionsFastlane
FAQs

Mobile App Development Kenya —
Frequently Asked Questions

A lean MVP app for Kenya costs $8,000–$20,000 and takes 2–4 months (Android cross-platform with M-Pesa payment). A mid-range iOS + Android app with real-time features costs $20,000–$50,000 over 4–7 months. Advanced platform apps cost $50,000–$100,000+. Enterprise mobile products start from $100,000. Contact Algosoft for a free estimate tailored to your specific app requirements.
Yes. Algosoft has deep Safaricom Daraja API integration experience — M-Pesa STK Push for in-app payment prompts, C2B Paybill/Till for manual payment, B2C for disbursements to users, and Transaction Status API for reconciliation. We handle the full Daraja sandbox-to-production migration, sandbox testing, and live go-live support with Safaricom's Daraja support team.
For most Kenyan startups and businesses, cross-platform (React Native or Flutter) is the right choice — one codebase, both iOS and Android, 60–80% of the cost of two separate native apps. Given Android's 85%+ market share in Kenya, starting Android-first with React Native or Flutter is the most cost-efficient path. Native Swift or Kotlin is recommended when the app requires deep device-specific features, very high-performance graphics, or access to the latest iOS/Android APIs that cross-platform bridges don't yet support.
Yes. Algosoft builds offline-capable apps using local SQLite storage, Redux Persist, or WatermelonDB — queuing actions taken offline and syncing them when connectivity is restored. This is particularly important for agritech, field force, and health apps used in rural Kenya where 3G connectivity can be intermittent. We also build USSD fallback channels via Africa's Talking for users on feature phones without data.
A lean MVP takes 2–4 months. A mid-range app takes 4–7 months. An advanced platform app takes 7–12 months. An enterprise mobile product takes 10–18 months. Timeline assumes clear requirements, prompt stakeholder feedback, and no scope expansion mid-project. Algosoft uses milestone-based delivery with weekly sprint demos so you can track progress throughout the development cycle.
Yes. Algosoft handles full App Store (iOS) and Google Play (Android) submission — including developer account setup, store listing assets (screenshots, descriptions, keywords), compliance with Apple App Review and Google Play policy, and go-live monitoring. We also manage post-launch updates, crash monitoring via Firebase Crashlytics, and app rating management in the stores.
Start Your App

Build Your Mobile App with Kenya's Leading App Developer

Algosoft Technologies delivers iOS and Android apps with M-Pesa integration, USSD fallback, and Kenya-optimised performance. Tell us your app idea — we will scope, price, and build it.

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